Welcome to the NAPMW East Bay Website

NAPMW East Bay was chartered in December of 1984, and originally held their meetings in Castro Valley. We now meet in San Ramon on the first Wednesday of each month, starting at 6:00 pm. Our members include a mix of Processors, Underwriters, Shippers, Funders, Loan Officers, Account Executives, and Managers. We meet monthly to network, and keep abreast of changes and new developments in the mortgage industry. Our speakers have included Fannie Mae, Freddie Mac, mortgage insurance companies, appraisers, inspectors, The Department of Real Estate Commissioner, and sales & marketing experts. We also hold seminars on a variety of topics.

On February 12, 1964, nine women with 161 years of combined experience in various fields of mortgage banking met in Seattle, Washington to consider the need for an organization to promote women in the mortgage lending professions. On April 22, 1964, the first association, to be known as the Seattle Association of Professional Mortgage Women, was officially formed. Other areas began to show interest in a similar organization. In February of 1967, the National Association of Professional Mortgage Women was chartered for the purpose of organizing Local Associations throughout the United States. Today, the Association is composed of approximately 4,000 members in over 80 Local Associations.

The charter members were interested in forming an Association that was committed to several important purposes.

To promote and foster educational opportunities for its members
To maintain the high standards of the profession
To work for equal recognition and opportunities for women & men
To bring together its members for the exchange of experiences, ideas, and interests in all phases of mortgage banking on the Local, Region and National levels.
To encourage both women and men to choose the mortgage banking profession as a career

DON’T BE AFRAID TO FAIL
You’ve failed many times, although you might not remember.
You fell down the first time you tried to walk.
You almost drowned the first time you tried to swim,
didn’t you?
Did you hit the ball the first time you swung a bat?
Heavy hitters, the ones who hit the most home runs,
also strike out a lot.
R.H. Macy failed seven time before his store in New York
caught on.
English novelist John Creasey got 753 rejection slips
Before he published 564 books.
Babe Ruth struck out 1,330 times but he also hit 714
home runs.
Don’t worry about Failure.
Worry about the chances you miss when you don’t
even try…………..

Who Are NAPMW Members :

NAPMW's membership consists of a vast array of mortgage lending professionals, including loan officers, underwriters, processors, appraisers, and mortgage insurance representatives, to name just a few. As a result of it being a dynamic and diverse group, NAPMW is stronger as a whole and provides its members with an invaluable professional edge.

Mission Statement :

The National Association of Professional Mortgage Women (NAPMW) is the premier network of individuals within the mortgage community that promotes professional and personal development for women through educational and leadership opportunities.

The APMW Foundation

The APMW Foundation’s primary purpose is to promote a better educated work force at all levels in mortgage lending and its related fields. To fulfill this purpose, the Foundation provides financial aid for mortgage lending education on a non-discriminatory basis in two categories:
A. Pursuit of professional designations conferred by the Institute of Mortgage Lending.
B. Other educational opportunities appropriate for professionals in mortgage lending and its related fields.
Grants to individuals shall be made on a demonstrated financial need basis and shall be awarded without regard to race, gender, national origin, age or religious affiliation.
Individual grants will be made on an 80/20 foundation.student participation basis,i.e. the student will be required to invest 20% of his/her own funds, which are submitted with grant application. (For more information or for an application please contact the President of the East Bay Assoc.)

The Institute of Mortgage Lending
To help you stay abreast of all facets of the mortgage process, the National Assoc. of Prof. Mortgage Women’s Institute of Mortgage Lending offers the Graduate of Mortgage Lending (GML) and Master of Mortgage Lending (MML) professional designation programs.

The Mark of Professionalism
In addition to joining the exclusive group of over 100 other mortgage professionals who have received their GML and/or MML designations since 1990, you will be earning a designation that represents professionalism in the field of mortgage lending and a commitment to life-long learning. Continuous learning is a core feature of professional ism and can pave the way for continuous success in your mortgage lending career.

The GML Designation
The Graduate of Mortgage Lending designation is conferred to those individuals who study the GML textbook and successfully pass the mid-term and final exams. Candidates must have at least one year of mortgage lending experience prior to starting the course. The GML’s areas of study are: Mortgage Lending in America, Major Legislation Affecting Real Estate and Mortgage Lending, Loan Cycle Facets (Underwriting, Closing, Secondary Marketing, and Servicing), Commercial Lending History and Practices, and Fraud, Misrepresentations and Business Ethics. Individuals that receive their GML designation are eligible for ten hours of continuing education and ARU credits from the Mortgage Bankers Assoc. of America.

The MML Designation
Once you have received the GML designation, you are ready to proceed to the next level – the Master of Mortgage Lending. This is a prestigious designation that only a small number of people hold. The successful candidate will study the MML textbook and pass the mid-term and final exams. Areas of study are: Business Opportunities, Marketing Strategies, Technology, Business Relationships, and Government Relationships. MML’s are eligible for ten hours of continuing education and ARU credits from the Mortgage Bankers Assoc. of America.